‘Employers should cover foreign worker injuries’

TDT | Manama     

The Daily Tribune – www.newsofbahrain.com

Work-related injuries suffered by foreign workers in Bahrain would have to be covered by employers going forward, suggests a proposal submitted by an MP of the Council of Representatives for amending Social Insurance Law.

The proposal, which would do away with the practice of separate deductions towards insurance for work-related injuries, was put forward by MP Mohammed Al Maarafi.

Through the proposal, the MP aims to limit employer contributions to the Social Insurance Organisation (SIO) to three percent of Bahraini workers’ wages.

This represents a substantial reduction from the current contribution rate, which varies depending on the worker’s salary and the industry. Notably, foreign workers would be exempt from these contributions altogether.

As per the details of the proposal, employers would be required to provide medical care for non-Bahraini workers in the event of a work injury. This includes covering the costs of treatment, daily allowances, and injury compensation.

The MP argues that the amendments are justified by the Health Insurance Law of 2018.

Law

The 2018 law requires employers to include their workers in health insurance, covering both the worker and their dependents if stipulated in the employment contract.

Al Maarafi emphasises that the proposed law would eliminate the need for separate insurance deductions for work-related injuries for expatriate workers, as their medical needs would be covered under the mandatory health insurance.

News about the proposal has sparked a debate, with concerns raised about the potential impact on both Bahraini and foreign workers.

Some argue that reducing employer contributions would negatively affect the financial sustainability of the SIO, potentially impacting the benefits available to Bahraini workers in the future.

Worry

Others worry that exempting foreign workers from social insurance contributions could create a two-tier system, with Bahraini workers receiving more comprehensive benefits.

The proposal also raises questions about the adequacy of the mandatory health insurance to cover work-related injuries for foreign workers. Some argue that relying solely on health insurance may not provide sufficient protection for workers who suffer serious injuries on the job.

An intense debate on the proposed amendments is expected in the coming weeks. It remains to be seen whether the proposal will be adopted in its current form or if modifications will be made to address the concerns raised.